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Career Mistakes Most Students Realise Too Late

5 June 2026 · 5 min read · By Leo Tan

Career Mistakes Most Students Realise Too Late

Most Singaporeans spend their first six years after school optimising for the wrong thing — and nobody tells them until it is too late to course-correct cheaply.

The conventional playbook says: get into a good university, pick a stable major, stack internships in your field, accept the offer with the highest starting salary. It is not bad advice. It is incomplete in ways that only reveal themselves at 28, when the cost of changing course has gone from “inconvenient” to “I need to explain a gap on my LinkedIn.” This post is about the career mistakes students in Singapore most commonly make — and the specific corrections you can make at 22 that your 28-year-old self will thank you for.

You Picked a Major Like It Was a Career Sentence

The biggest career mistakes students in Singapore make often start here: treating a degree choice as a life sentence.

NUS Engineering, NTU Business, SMU Law — these are credentials, not careers. The degree opens the first door. What you do in the four years inside that door determines everything after.

Most 18-year-olds pick a major based on JC subject scores, parental expectations, and a rough idea of income brackets. That is fine. What is not fine is treating that choice as fixed — and spending the next four years only building skills that fit neatly inside that lane.

The graduates who do unusually well at 28 are rarely the ones who scored highest in their major. They are the ones who ran something, broke something, shipped something, and figured out how to talk about money and people before they were supposed to.

You Confused Stability With Safety

“Stable” is not the same as “safe.” This distinction matters in Singapore, where cultural pressure toward government jobs, MNC roles, and name-brand employers can feel suffocating.

A rigid job scope with zero ownership is not a safe bet. It is a stable income with no upside and high replacement risk the moment your industry restructures. You have watched what happened across banking, tech, and media in the last three years.

Safety, properly defined, is the ability to generate income across multiple contexts — because your skills are real, your network is warm, and your reputation is built on outcomes rather than tenure.

At 22, the question is not “is this company stable?” It is: “will I be more capable and more connected at 25 than I am today if I take this role?” If the answer is no, that is a career mistake you will be correcting at 28.

You Treated Your Network Like a LinkedIn Metric

One of the most consistent career mistakes students in Singapore make is confusing connection count with actual relationships.

By 22, most students have 300 LinkedIn connections and can name fewer than ten people who would genuinely pick up a call from them. That gap compounds. By 28, the people who had a real network at 22 are three promotions ahead — not because they are smarter, but because opportunities travel through relationships, not job boards.

Building a real network at 22 is not complicated. It requires:

  • Being genuinely useful to people before you need something
  • Following up after every meaningful conversation
  • Saying yes to things that feel slightly out of your league
  • Staying in contact with seniors who are five to ten years ahead of you
  • Showing your work publicly so people know what you are building

The returns on this are invisible at 22. They are very visible at 28.

You Waited for Permission to Build Something

The career mistakes students realise too late are often ones of omission — things they did not do, not things they did wrong.

At 22, you have more latitude to build and fail than at any other point in your career. The NSF who spends his two years reading and running small projects exits with a head start. The poly student who builds a small client base before graduation has negotiating leverage their university peers do not.

The permission to build something — a small service, a content channel, a tool that solves a real problem — does not come from anyone. You simply do it. Most 22-year-olds do not. Most 28-year-olds wish they had.

This is not about becoming an entrepreneur in the romanticised sense. It is about having a proof-of-work artefact that is yours — something that demonstrates, concretely, what you can produce.

You Optimised for Titles Instead of Skills

Career mistakes students in Singapore share a common root: optimising for how things look rather than what they produce.

A title is a lagging indicator. The skills and outcomes come first; the title follows. Students who chase titles — angling for “Manager” in a role where they are managing spreadsheets, or “Analyst” at a firm where their output never reaches a client — often find themselves at 28 with an impressive-looking resume and a shallow actual skillset.

The question to ask about any role is not “what is the title?” It is: “what specific capability will I have that I do not have now?” If the answer is vague, that is a signal.

Skills that compound — selling, writing clearly, building financial models, managing people toward outcomes, reading data, speaking to a room — are worth taking a pay cut for at 22. They pay out for decades.

You Thought the First Job Defined the Trajectory

Here is the version of this that does not get said enough: most first jobs are fine. The mistake is treating them as definitive.

The graduates who spiral at 28 are rarely the ones who had a bad first job. They are the ones who stayed too long in a role that stopped teaching them — because inertia is comfortable, and Singapore’s social script rewards people who look like they are on a track.

Two years in a role that stretches you is better than five years in a role that is comfortable. This is a near-universal pattern among people who look back at their career mistakes at 28. They stayed too long, for reasons that made sense at the time and did not hold up to scrutiny later.

You are allowed to leave before the one-year mark if the learning has dried up. You are allowed to take a role that looks sideways on paper if the skills compound. The career is long. The first chapter is not the whole book.

What to Do This Week

The career mistakes students in Singapore most commonly make are not dramatic. They are quiet defaults — the path of least resistance taken repeatedly until you are somewhere you did not choose.

The correction is also quiet. Pick one thing from this post and change it this week. Not next semester, not after graduation — this week.

If this hit, the longer version of this thinking lives in our First 14 Days reading — a free 14-day reading sequence on the same operating-system.


Written by the FINternship team. Leo Tan, our founder, is an NUS Engineering graduate, CFA charterholder, and has mentored over 1,000 young adults across Singapore.

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